Buyer Resource

Get Pre-ApprovedWith Confidence

Before you start shopping, know your numbers. A mortgage pre-approval can help you understand your buying power, move faster, and make stronger offers when the right home becomes available.

Start Pre-Approval
The Benefits

Why Pre-Approval Matters

Know Your Budget

Understand your estimated buying power before touring homes.

Move With Confidence

A pre-approval helps you act quickly when the right property hits the market.

Strengthen Your Offer

Sellers often take pre-approved buyers more seriously.

Be Prepared

What You May Need

  • Driver's license or valid ID
  • Recent pay stubs
  • W-2s or tax returns
  • Bank statements
  • Credit and employment information
  • Down payment information
Preferred Lending Resource

Connect With Jason Flores at CMG Home Loans

Jason Flores is a Sales Manager with CMG Home Loans in McAllen, Texas. Buyers can use his secure CMG Home Loans page to begin the pre-approval process and explore available mortgage options.

Jason Flores

Sales Manager, CMG Home Loans

NMLS ID# 2392390

Ruy Pena is not a lender and does not provide mortgage or lending advice. Mortgage terms, approval, rates, and loan options are determined by the lender. Buyers should confirm all financing information directly with the mortgage professional.

Ready to Begin?

Have Questions About the Home Buying Process?

I'm here to help you navigate every step of your home buying journey. Reach out to discuss your goals and get started.

Buy With Ruy